XRP ETF Approval on the Horizon: SEC’s New Rules Set Stage for September 2025 Launch

The U.S. Securities and Exchange Commission (SEC) has introduced new streamlined listing standards that could pave the way for the approval of a spot XRP exchange-traded fund (ETF) as early as September 2025. Analysts have identified a plausible window for approval between September and October 2025, following the regulator's decision to accept six months of futures trading history as sufficient qualification. This marks a significant reduction from the previous 240-day review process, potentially accelerating the path to approval for XRP ETFs. The development is seen as a major step forward for the cryptocurrency, which has faced regulatory challenges in the past. Coinbase's derivatives platform is expected to play a key role in this process, further solidifying XRP's position in the digital asset market. This news has generated optimism among investors and could signal a new era of growth for XRP and the broader cryptocurrency ecosystem.

SEC's New Rules Pave Way for XRP ETF Approval as Early as September

The U.S. Securities and Exchange Commission has introduced streamlined listing standards that could accelerate approval for spot XRP exchange-traded funds. Analysts now identify a September-October 2025 window as plausible following the regulator's decision to accept six months of futures trading history as sufficient qualification—a significant reduction from the previous 240-day review process.

Coinbase's derivatives exchange emerges as a critical platform under the new framework, with its futures products serving as the benchmark for eligibility. The revised 75-day review window for rule changes further simplifies the path for crypto ETPs, including potential XRP funds.

Market participants highlight the SEC's recent endorsement of in-kind creation and redemption as equally consequential. This mechanism allows authorized participants to exchange actual cryptocurrency for ETF shares, potentially improving market efficiency and liquidity for any approved XRP products.

XRP Utility Debate Erupts as Ripple CTO Addresses Adoption Concerns

The utility of XRP faces renewed scrutiny after a viral social media debate between crypto influencer Andrei Jikh and Ripple's Chief Technology Officer David Schwartz. With over 2.5 million subscribers, Jikh challenged XRP's role as a bridge currency in an era dominated by stablecoins and central bank digital currencies.

Schwartz acknowledged sluggish on-chain adoption, citing regulatory hurdles that even prevent Ripple from using XRP Ledger's decentralized exchange for payments. The CTO defended XRP's volatility by emphasizing its transaction speed as a risk mitigant, comparing its utility to traditional bridge currencies.

This public reckoning exposes the growing tension between XRP's original vision and its current adoption trajectory, despite Ripple's claims of 300+ banking partnerships. The discussion has reignited fundamental questions about the token's value proposition in an evolving digital asset landscape.

XRP To Become Backbone Of Tokenized Real Estate In Japan

Japan's financial landscape is undergoing a transformative shift as Mitsubishi UFJ Financial Group (MUFG), the country's largest bank, prepares to tokenize real estate on the XRP Ledger (XRPL). This strategic MOVE positions XRP at the forefront of Japan's blockchain-driven asset revolution, diverging from speculative market trends to focus on tangible infrastructure development.

MUFG's initiative leverages its existing partnership with RippleNet, building on prior cross-border payment collaborations. The bank now aims to extend this technology to institutional and retail real estate markets, signaling a transition from pilot programs to full-scale deployment. Analysts highlight this as a critical step toward establishing a tokenized economy anchored by XRP's utility.

XRP Price Rebound: Bulls Eye Recovery After Key Technical Bounce

XRP shows signs of stabilization following weeks of volatility, with its recent bounce off the 26-day exponential moving average suggesting potential for trend continuation. The cryptocurrency found footing NEAR $3.00 after retreating from a local high around $3.70, with declining trading volume indicating diminished selling pressure.

This consolidation phase marks the first test of the 26-day EMA since XRP's mid-July rally, a critical juncture for confirming bullish reversal patterns. Resistance between $3.30-$3.40 now serves as the immediate hurdle for price recovery, while failure to maintain current support could see declines toward $2.60-$2.30 levels.

XRP Price Dips Amidst Rising Volume as Traders Reposition

Ripple's XRP fell 6.23% to $2.95, retreating from a $3.15 high as trading volume surged 13.96% to $7.53 billion. The divergence suggests active profit-taking or portfolio rebalancing ahead of the next market move.

Despite the daily drop, XRP maintains a 4.45% weekly gain, with its market capitalization holding at $175.1 billion. The token's movement contrasts with outperformers like Conflux and UNUS SED LEO, while laggards include SPX6900 and Curve DAO Token.

Market dynamics reflect the tension between short-term traders capitalizing on volatility and long-term holders betting on institutional adoption. Such volume spikes during price declines often precede directional breaks—either as continuation patterns or trend reversals.

XRP Drops 8% Amid Market Volatility as Whales Offload Holdings

Ripple's XRP tumbled 8% to $2.91 in a sharp 24-hour decline, erasing gains from its recent rally. The sell-off accelerated during midnight trading on August 1, with hourly volume spiking to 259 million XRP - four times the average - as whales dumped $28 million worth of tokens.

Exchange balances had shown signs of depletion prior to the drop, suggesting accumulation by large holders. Technical analysts remain cautiously optimistic, noting XRP's monthly candle closed bullish despite the daily setback. Key levels to watch include resistance at $3.23 and critical support at $2.80.

The token's market capitalization now stands at $174 billion, with trading volume reaching $7.4 million. CRYPTOWZRD, a prominent analyst, suggests holding above $2.80 maintains bullish potential, with a break past $3.30 potentially triggering a run toward $3.65.